Here at AMERIND Risk we understand the unique needs of Tribal entities, especially your Tribal casino.

Since inception in 1986, we’ve provided affordable, sustainable and culturally sensitive products and services for Indian Country. We are continually developing solutions for the unique needs of those Tribes, Tribal governments and businesses we serve.
Our Tribal Workers’ Compensation program (TWC) has been in place for over 10 years. In conjunction with our Third Party Administrator, Berkley Risk, we have over 25 years’ experience in Tribal Workers’ Compensation.

Advantages of Choosing AMERIND Risk

• Protection of Sovereignty
Our TWC program and all other product offerings operate under the jurisdiction and sovereignty of the subscribing Tribe or its political subdivision.

• Robust Coverage and Flexibility
Our TWC coverage is designed for Tribes, Tribal governments, businesses, and Tribal housing entities. To qualify for coverage, a Tribal entity need only be domicile in Indian Country. Since Tribes are not bound by State Workers’ Compensation Statutes, our TWC program allows the Tribal entity to take full advantage of their workers’ compensation coverage. Unlike the “one-size-fits-all” approach with traditional state workers’ compensation coverage, we work with the subscribing Tribal entity to tailor coverage; resulting in optimum effectiveness.

Under Our Tribal Workers’ Compensation coverage, we provide benefits for:

  • Medical Cost
  • Lost Wages
  •  Funeral Expense
  • Disability Expense

Our coverage is comparable to those corporate insurance carriers. We focus, not only on cost savings, but more importantly appropriate coverage for the subscribing Tribal entity. We do not require you to purchase frivolous or unnecessary coverage.

Because AMERIND Risk is Tribally owned and a sovereign entity, we are tax-exempt and free from State regulations. With this status, our cost of operation is typically 10-15% less than corporate insurance companies. In addition, we emphasize arbitration, rather than lengthy court battles. This translates to significant savings to the subscribing Tribal entity.

• Loss Control Services
As a TWC policy holder, you have access to an abundant offering of resources and benefits. One of those benefits being our safety services and trainings – at no additional cost!
Our team of safety trainers has been certified through the National Safety Council (NSC) and the National Association of Safety Professionals (NASP).

Training Courses and Certifications provided for:


The AMERIND Risk Tribal Workers’ Compensation coverage is a risk pool program, not unlike 500 other public entity risk pools in existence in the United States. It is designed specifically for Tribes, and offers excellent protection for your employees at a reduced cost while allowing exercise of Tribal Sovereignty. Our Tribal Workers’ Compensation is a Tribal alternative to State Workers Compensation and keeps your money circulating in Indian Country.

Call us today at (505) 404-5000 to discuss your coverage and see how our coverage will benefit you and your employees!